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Mortgage Interest Rate

Mortgage Interest Rate

How To Get A Low Rate Secured Loan

How To Get A Low Rate Secured Loan

Our needs vary from person to person. Some might be looking for a home whilst others might need money to meet various expenses. Money is the foremost factor involved in fulfilling all our needs. This is when secured loans come in handy. Low rate secured loans are a great way to get the much needed …

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Guide First Time Buyer Mortgages

Guide First Time Buyer Mortgages

First Time Buyers Mortgages Being a first time buyer is a daunting thing. You are about to make the biggest purchase of your life so far. You are trying to understand a new industry called financial services. The world and his wife are offering advice and everyone is giving a different opinion. So what is …

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Endowment and Discount Mortgages

Endowment Mortgage

Endowment Mortgage An endowment mortgage is very similar to an Interest Only mortgage with one main difference. The difference is that an amount of money is paid into an endowment saving vehicle that will pay off the capital at the end of the mortgage term. The endowment is often linked to the stock market. This …

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Fixed and Capped Rate Mortgages

Interest Rates Mortgages

Fixed Rate Mortgages A fixed rate mortgage is where the interest rate in fixed for a certain period. At the end of this fixed term the standard variable interest rate applies. Most fixed rate mortgages have some kind of fee applied to the mortgage by the lender. This is offer referred to an agreement fee. …

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Capital and Interest Only Mortgages

Capital and Interest Only Mortgages

Capital and Interest Mortgages A capital and interest mortgage is designed to do to things. The first is to be the interest, as the mortgage is usually over a long period of time, the average is 25 years, the amount of interest paid back to he mortgage company is often higher than the loan amount. …

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